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Costs · Germany

What it costs to study and live in Germany

These are the figures our planner uses for Germany. Verified figures were read on the official page on the date shown; estimates are planning assumptions you can replace with your own quotes.

How to read the figures

Verified
Read on an official page; the source and the date it was checked are shown.
Estimate
A planning assumption. Replace it with a quote when you have one.

What to budget for

Tuition depends on the programme, so it is added when you choose one in the planner below.

Semester contribution (Semesterbeitrag)
€600 / yearEstimate

Charged each semester by public universities, often including a transport ticket; the amount differs by university.

Living costs (typical student budget)
€992 / monthEstimate

Set to the €992 a month the blocked account releases in 2026; cities such as Munich, Frankfurt or Hamburg usually cost more.

Health insurance (statutory, student rate)
€140 / monthEstimate

Typical statutory student contribution including long-term care. The travel insurance needed for the visa (at least €30,000 cover) is extra.

Long-stay (type D) visa fee
€75 (one-time)Verified

German Embassy Tehran: visa for study (proof of funds €992/month, €11,904/year for 2026; visa fee €75)checked 5 November 2026

Residence permit fee
€100 (one-time)Verified

Aufenthaltsverordnung § 45: €100 for a residence permit or EU Blue Cardchecked 5 November 2026

Blocked account provider fees
€150 (one-time)Estimate

Set-up and monthly fees for the first year; they differ between providers.

Translations, legalisation and application fees
€500 (one-time)Estimate

Planning figure for sworn translations, legalisation of Iranian documents and university application fees. Ask for quotes; it depends on how many documents you have.

Blocked account (proof of funds)
€992 / monthVerified

Paid in before the visa (€11,904 for 12 months in 2026). €992 is released to you each month, so it pays your living costs rather than adding to them.German Embassy Tehran: visa for study (proof of funds €992/month, €11,904/year for 2026; visa fee €75)checked 5 November 2026

How long each step usually takes

The planner uses the longer end of each range when it dates your plan.

Translate and legalise documents
3 to 8 weeksEstimate

Planning estimate; individual cases vary.

University application and admission letter
6 to 12 weeksEstimate

Many universities have foreign certificates checked by uni-assist before they decide.

Prepare proof of funds
1 to 3 weeksEstimate

Planning estimate; individual cases vary.

Visa appointment
4 to 26 weeksEstimate

The German Embassy in Tehran works in a restricted mode with waiting lists and no published timeline. If you live elsewhere, your local German mission applies.German Embassy Tehran: restricted operation and appointment waiting listschecked 5 November 2026

Visa decision
4 to 12 weeksEstimate

Planning estimate; individual cases vary.

Travel and arrival
1 to 2 weeksEstimate

Planning estimate; individual cases vary.

Registration and residence permit
1 to 4 weeksEstimate

Register your address soon after moving in, then apply to the foreigners office (Ausländerbehörde) for the residence permit.

Planner

Plan your own budget for Germany

Choose a programme and a city, set your arrival month and adjust any figure.

Your assumptions

Change anything; the plan updates straight away.

Destination

Planning for Germany

Plan for another country

Programme

No programme yet: living costs and fees only · 38 programmes

The national planning figure of €992 / month is used (estimate).

The first year is 12 months. Any whole number from 1 to 120.

The timeline counts back from the first day of this month.

For example costs for family members, a car or trips home. Persian or English digits both work.

Adjust individual figures

Replace any figure with a quote you have, in the currency shown. Your figures are marked as yours.

  • EUR per year

    Default: Tuition not published

  • EUR per year

    Default: €600 / year

  • EUR per month

    Default: €992 / month

  • EUR per month

    Default: €140 / month

  • EUR one-time

    Default: €75 (one-time)

  • EUR one-time

    Default: €100 (one-time)

  • EUR one-time

    Default: €150 (one-time)

  • EUR one-time

    Default: €500 (one-time)

  • EUR per month

    Default: €992 / month

Germany

Your budget

  • Germany · 12 months
  • Arrival: October 2027

Tuition

Subtotal:€600

  • Semester contribution (Semesterbeitrag)

    €600 / year

    For 1 year: €600

    Estimate

    Charged each semester by public universities, often including a transport ticket; the amount differs by university.

Recurring living costs

Subtotal:€11,904

  • Living costs (typical student budget)

    €992 / month

    For 12 months: €11,904

    Estimate

    Set to the €992 a month the blocked account releases in 2026; cities such as Munich, Frankfurt or Hamburg usually cost more.

Insurance

Subtotal:€1,680

  • Health insurance (statutory, student rate)

    €140 / month

    For 12 months: €1,680

    Estimate

    Typical statutory student contribution including long-term care. The travel insurance needed for the visa (at least €30,000 cover) is extra.

One-time charges

Subtotal:€825

Deposits and proof of funds

Subtotal:€11,904

Money you must show or pay in before the visa. It is not an extra cost, so it is not added to the total.

From today to arrival

Timeline

Planned back from your arrival with cautious lead times. Only a deadline published by the university counts as a confirmed date.

Check these first

  • Note

    With cautious lead times you would have started on 7 August 2026. Start now; there is little room for delays.

  • Note

    Timing for “Visa appointment” cannot be predicted at the moment; see the note on that step.

  1. 7 August 2026 – 2 October 2026

    Translate and legalise documents

    Estimate

    Planning estimate; individual cases vary.

  2. 2 October 2026 – 25 December 2026

    University application and admission letter

    Estimate

    After: Translate and legalise documents

    Many universities have foreign certificates checked by uni-assist before they decide.

  3. Today8 November 2026

  4. 4 December 2026 – 25 December 2026

    Prepare proof of funds

    Estimate

    Planning estimate; individual cases vary.

  5. 25 December 2026 – 25 June 2027

    Visa appointment

    Estimate

    After: University application and admission letter, Prepare proof of funds

    The German Embassy in Tehran works in a restricted mode with waiting lists and no published timeline. If you live elsewhere, your local German mission applies.

    German Embassy Tehran: restricted operation and appointment waiting listschecked 5 November 2026

  6. 25 June 2027 – 17 September 2027

    Visa decision

    Estimate

    After: Visa appointment

    Planning estimate; individual cases vary.

  7. 17 September 2027 – 1 October 2027

    Travel and arrival

    Estimate

    After: Visa decision

    Planning estimate; individual cases vary.

  8. Arrival1 October 2027

  9. 1 October 2027 – 29 October 2027

    Registration and residence permit

    Estimate

    After: Travel and arrival

    Register your address soon after moving in, then apply to the foreigners office (Ausländerbehörde) for the residence permit.

Unknown or not included

  • No programme chosen, so tuition is not included.
  • No city chosen; the national planning figure for living costs is used.

What this plan assumes

  • Costs cover the first 12 months.
  • Yearly items (tuition, annual fees) count once for every started year.
  • Proof of funds is money you must show, not an extra cost, so it is listed separately from the total.
  • 5 of 8 figures are planning estimates; the rest were checked on official pages.
  • The timeline counts back from your start date using the longer end of each typical range.
  • Arrival is preset to October 2027, the usual autumn start; change it to your own intake.

Keep your plan

Awaiting integration

Next steps

Book a consultation with this plan

We pass this plan’s summary to the booking form, so you don’t have to explain it again.

Estimates are planning assumptions, not quotes. Fees and thresholds change: confirm them with the official source or a Stinwo advisor before you pay or apply.

Your next step

Talk your budget through with an advisor

Bring the planner’s figures to a consultation about Germany: we go through the costs and dates that apply to your case.